The Math of Maintenance: Calculating Your Car Budget
We rely on our cars to get us everywhere—from the daily commute to weekend adventures — yet regular vehicle maintenance somehow always feels like a surprise. While no one may look forward to the task, if we treat car care as a planned priority rather than an annoying interruption, we protect our second-largest investment and gain the peace of mind that comes with a reliable ride.
Vehicle maintenance shouldn't be a shock, yet it often catches us off guard. We invest more in our cars than almost anything else we own, so it’s time we stop avoiding preventive maintenance and start planning for the road ahead. Let's change the narrative: taking care of your car isn't a chore—it's protecting the thing that powers your freedom. Shifting your mindset from "reactive repair" to "proactive investment" ensures that the asset that takes you everywhere stays reliable for the long haul.
Keeping your car on the road shouldn’t be a guessing game. To stay ahead of the curve, experts recommend allocating 3% to 5% of your vehicle’s total value toward annual maintenance.
For the average driver, this means tucking away roughly $50 to $100 per month. If your car is older or has high mileage, aim for the higher end of that bracket.
While $900 a year might sound like a lot upfront, it covers the essentials that keep your car safe—like oil changes, tire rotations, battery replacements and engine maintenance – and respects the machine that keeps our lives moving.
Use the 50/30/20 Rule
If you aren't sure how to divide your paycheck, this classic framework is a great starting point:
50% for Needs: Rent/mortgage, utilities, groceries, insurance and vehicle maintenance.- 30% for Wants: Dining out, hobbies, and that streaming service you love.
- 20% for Savings & Debt: Building your "rainy day" fund or paying off credit cards.
Stretch your maintenance dollars even further by taking advantage of coupons and service specials at Jiffy Lube Tulsa. Stop by your nearest Jiffy Lube Tulsa today, no appointment necessary! The pros at Jiffy Lube Tulsa are experts in preventive maintenance for all vehicles.
